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Terms and Conditions - EN/DE

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    Qonto Information

    Qonto is the commercial name of Olinda SAS (Société par actions simplifiée), a simplified joint stock company under French law, with a share capital of 298,160.71€, registered at the Paris Trade Register (n° 819 489 626) having its headquarters at 18 rue de Navarin, 75009 Paris, France and represented by its President Steve Anavi and CEO Alexandre Prot. Olinda SAS is a licensed payment institution authorized by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the registration number 16958 granted on 21/06/2018. Qonto operates in Germany through its branch OLINDA Zweigniederlassung Deutschland (Warschauer Platz 11-13, 10245 Berlin) with the Permanent Representative Lukas Zörner, registered with the local court Berlin (Charlottenburg) under HRB 213261 B and is under the joint supervision of the ACPR and the German Federal Financial Supervisory Authority (BaFin). The entirety of the funds deposited by our customers is safeguarded in compliance with the relevant legislation. A part of these funds is held by our banking partners: Crédit Mutuel Arkéa or Natixis. The French Fonds de Garantie des Dépôts et de Résolution (FGDR) covers the deposits up to a limit of €100,000, for each of our banking partners and for each client, in the case of bankruptcy of Crédit Mutuel Arkéa or/and Natixis. The remaining part of the funds is fully covered by two stand-alone guarantees, one granted by Crédit Agricole CIB, a subsidiary of Crédit Agricole S.A., the other by BNP Paribas.